Our Services » Tools to Get the Job Done
A/R Financing
In today's world, many small- to medium-sized businesses are finding it increasingly difficult to obtain growth capital from commercial banks. As a result, accounts receivable funding has become more popular than ever. Some larger retailers now even include a column in their purchase orders indicating whether the invoice is to be funded or not.
But not until recently have businesses with annual sales under $20 million been able to obtain funding rates that will allow them to compete with those larger companies. Now any business can benefit from A/R Financing- from small start-up operations, to large established companies. Any business with accounts receivable can utilize A/R Financing to stimulate their growth and profitability.
Receivable-based funding is contingent upon your customer's creditworthiness, not yours. Unlike traditional sources, it's not an issue if your company's credit is poor or not yet established. You can avoid: restrictive covenants, tying up all your assets, giving up equity, the burden of periodic loan payments, and going through the yearly loan review process.
Angel Investment
Angel or Angel Investor is an individual who provides capital to one or more startup companies. Unlike a partner, the angel investor is rarely involved in management. Angel investors can usually add value through their contacts and expertise.
Bridge Loan
Many times a company is approved for a loan through its bank, or financial institution, but the loan doesn't close for 4-6 months. During that time we can provide a short-term bridge loan, which will be paid back when the senior loan closes, so your short-term financial needs can be met.
VC Debt/Equity Capital
Startup companies may want to consider trying to acquire funding from a venture capital firms. These firms focus their investments on startup firms and small businesses (often in the technology sector) that they deem to have exceptional growth potential. These firms will typically provide some form of managerial and technical assistance to these companies to help ensure their successful development.
In VC funding, the equity capital funds are permanent funds and there is no liability for repayment. It simply enhances the creditworthiness of the company. In general, the larger the equity base in a VC funding, the higher the ability of the company to obtain credit.
Business Planning Consulting
Understanding your business is essential to finding the best possible financing solution. At Romero Capital, we want to understand you and your business so that we can provide the best advice, the strongest options and the best planning resources to help you achieve the success you deserve. Helping guide you through these complex financial issues is what we do, and our success is measured by our clients' success.
